The position of Senior Credit Administrator assists the Divisional Chief Credit Officer in approving, administering and reviewing loans and loan commitments to ensure that they adhere to existing policy guidelines and that documentation is adequate to ensure security of collateral. Engages in the monitoring of existing credits to ensure the correct risk rating is in place. Will assist in the development and presentation of training programs as they relate to lending personnel. Will support the management and collection of work out credits assigned to the department. The position of Senior Credit Administrator assists in attaining established Bank, region and branch goals through active participation in sales management and officer call programs, and is expected to provide leadership, training and support to less experienced staff members. Recruitment of new team members.
Assures compliance with all Bank policies and procedures, as well as, all applicable state and federal banking regulations.
Work related experience should consist of a financial analyzing or lending background.
Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be business or financial industry related.
Advanced experience, knowledge and training in financial statement and tax return analysis typically resulting from a combination of education in accounting, financial and/or credit analysis or related areas.
Advanced experience, knowledge and training in all lending activities and terminology.
Advanced knowledge of commercial, construction, real estate and consumer loan processing.
Excellent oral, written and interpersonal communication skills with the ability to apply common sense to carry out instructions and instruct others, interpret documents, understand procedures, write reports and correspondence, speak clearly to customers and employees.
Preferred: Technology & Venture Lending experience