The position of Commercial Underwriter is responsible for spreading, managing and maintaining financial background information on present and prospective customers, and develop credit studies for the Loan Officers, Chief Credit Officer and other Executive Management. Performs special financial statement analyses, typically involving complex and interlocking relationships. Renders assistance to lending officers on credit matters and loans involving unusual situations or requiring close scrutiny.
The Commercial Underwriter may also exercise overall supervision of the junior credit analysts, which includes assigning and managing spread assignments, making financial analyses, and maintaining related records and files. The incumbent is also responsible for the preparation of a variety of credit department reports as assigned by the Chief Credit Officer.