Equity Fund Resources (EFR) Portfolio Credit Analyst will be responsible for compliance monitoring of existing borrowers' loan accounts, assessment of overall credit risk in the portfolio and manage team's Client Relationship Management (CRM) portal. EFR analyst will assist relationship managers and business development bankers in performing due diligence on and underwriting of credit facilities for venture capital and private equity firms.

Essential Duties:

• Work with Relationship Manager to review client reporting packages.
• Enters and analyzes client financial statements and quarterly reports.
• Calculates client financial covenants pursuant to the specific client's loan requirements.
• Determines client's availability of funds and processes loan advances as applicable.
• Manages and maintains Microsoft CRM database for the entire EFR team.
• Manages data feeds used for daily/weekly blasts.
• Assists in underwriting credit deals for Venture and Private Equity Firms.
• Assists in analyzing portfolio performance and forecasts.
• Performs other duties and/or special projects as assigned.
• Rendering assistance to lending officers on credit matters and loans involving unusual situations or requiring close scrutiny. 
• Obtain data to perform portfolio concentration analysis.

These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position.  The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines. 

• Bachelor’s degree (BA) from a four (4) year college or university, and a Minimum of two (2) or more related financial or banking sector experience.  
  • Related experience should consist of an in-depth background in financial statement analysis. 
  • Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be applicable to the financial industry.
• Ability to spread financial statements and tax returns and complete cash flow forecasting.
• Creative and strategic thinker with excellent problem solving and organizational skills.
• Ability to exhibit professionalism and maintain a positive attitude under pressure.
• Ability to work independently yet collaborate cross-functionally in a team environment.
• Superior oral and written communication skills.
• Ability to handle multiple priorities, projects and relationships simultaneously.
• Ability to make pertinent comments relating to the current credit risk as reflected by the spread.
• Proficient in Microsoft Office, Excel, PowerPoint, Outlook.
• CRM, Baker Hill, Moody's and loan and deposit systems preferred.
• Ability to work with minimal or no supervision while performing duties