Western Alliance Bank

Credit Analyst

Req No.
Torrey Pines Bank
Credit Administration
Regular Full Time
Los Angeles


The position of Credit Analyst Officer is responsible for spreading, managing and maintaining financial background information on present and prospective customers, and develops credit studies for the Loan Officers, Chief Credit Officer and other Executive Management. Manages spread assignments, conducts financial analyses, and maintains related records and files.  The incumbent is also responsible for the preparation of a variety of credit department reports.


  • Performs special financial statement analyses, typically involving complex and interlocking relationships.
  • Assists lending officers on credit matters and loans involving unusual situations or requiring close scrutiny. 
  • Assist in the preparation of any reports required from Credit Administration.
  • May train selected personnel in credit operations and financial statement analysis
  • Performs industry analysis and provides recommendations.
  • Informs CCO/Loan Officers of relevant trends of specific loans, portfolios or industries.  
  • Provides credit information and references for customers, loan officers, or other agencies as requested.



These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position.  The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner.  Individual abilities may result in some deviation from these guidelines. 

  • Bachelor’s degree (BA) from a four (4) year college or university
  • OR four (4) years or more related experience and/or training; or the equivalent combination of education and experience.  
    • Related experience should consist of an in-depth background in financial statement analysis. 
    • Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be applicable to the financial industry.
  • Ability to spread up to large, complex financial statements and tax returns and complete cash flow forecasting.
  • Ability to make pertinent comments relating to the current credit risk as reflected by the spread.
  • Effective oral, written and interpersonal communication skills
  • Excellent organizational and time management skills. 
  • Ability to work with minimal or no supervision while performing duties.


Sorry the Share function is not working properly at this moment. Please refresh the page and try again later.
Share on your newsfeed