The Regional Manager will report to the SVP, Regional Manager III in the Southern Arizona market. They will assist in overseeing the operations of the Tucson metropolitan area and will have joint responsibility for the lending and portfolio management, business development/relationship management, and general management function of the region. The RM is responsible for budgeting and expense control, determining and measuring service level standards performance (customer service; risk management and regulatory compliance; and productivity and efficiency). Assists in leading the lending teams' efforts in expanding existing relationships and adding new customers, concentrating on diversifying the portfolio, mitigating identified risk concerns, and boosting profitability.
The Regional Manager directs a small-sized group of supervisors and employees (6-8).
Leads business development efforts in the area and is responsible for growing relationships with new and existing clients with the objective of increasing net revenue. Analyzes pertinent financial and credit data and ensures portfolio maintains a proper balance of risk and security. Ensures a high standard of credit quality through the process of credit approval and aggressive portfolio monitoring and management. Has authority to approve loans within delegated signing authority level; recommends to divisional and corporate credit committees if appropriate. Implements policies and procedures throughout defined market area to comply with fundamental business and credit priorities of the Bank.
Obtains and evaluates general and specific business conditions, and keeps division management advised on such matters. Gathers market intelligence so that market opportunities may be capitalized on as they occur and the effects of competitive activity may be minimized. Makes recommendations regarding the Bank’s product and market coverage in collaboration with research, product development, marketing, pricing, and operational activities. Manages expenses related to the lending and deposit operations functions; participates in the development of budgets, forecasts, and reconciliation of expenditures. Directs the allocation of resources; explores and authorizes new initiatives and drives the project management process.
Assumes responsibilities for carrying out operations in accordance with federal and state laws and regulations, securing professional counsel when necessary. Ensures that their assigned market area’s operating procedures are in compliance with the approved policies and procedures of the Bank. Participates in community and business functions/groups to ensure a positive image for the Bank within the designated marketplace. Ensures compliance with CRA outreach program. Represents the Bank as appropriate in its relationships with joint ventures, major customers, suppliers, competitors, government agencies, professional societies and similar groups.
Provides supervision to and directs the activities of employees; performs supervisory tasks such as performance appraisals, disciplinary actions, and interviewing candidates for employment; develops work schedules; provides necessary training and coaching.
Bachelor’s degree (BA) or equivalent from a college or university and 5 or more years related experience. Work related experience should consist of relevant experience in the financial industry.
Advanced to Expert knowledge of general banking, including understanding of bank products, services, and regulations, policies and procedures, with an emphasis in business development and credit products.
Previous experience supervising a small-sized group of employees (at least 5) required.