The position of Loan Officer is responsible for soliciting, negotiating, initial underwriting and coordinating the closing of routine, consumer (term and revolving lines of credit) and business loans (term and revolving lines of credit) in compliance with the Bank's lending policies and procedures.
The position of Loan Officer is responsible for managing consumer and business relationships and promoting business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services. The position of Loan Officer assists in maintaining established Bank, region and department goals through active management and development of the loan portfolio. BCLC Loan Officer is expected to be capable to call on customers as required, understands the products available through the BCLC, has the ability to recognize the applicants needs and be cognizant of the financial information/documentation to support a loan request.
Assures compliance with all Bank policies and procedures, as well as, all applicable state and federal banking regulations.