Western Alliance Bank

  • VP- Equipment Finance Underwriting

    Req No.
    2018-4502
    Affiliate
    Western Alliance Bank
    Category
    Credit Administration
    Type
    Regular Full Time
    City
    Phoenix
  • Overview

    Western Alliance Bank is recruiting for two (2) new employees to join their Equipment Finance Group in the role of Underwriters.  These positions will be responsible for working with various departments within the Bank to perform credit risk analysis on new and existing Equipment Finance customers.  Underwriters will provide recommendations of commercial credit limits by performing credit analysis  by reviewing customer financials, credit ratings, performance matrix and other data as required.  The Equipment Finance Group specializes in loan and leases for Clients to provide capital to purchase essential use equipment for their businesses.

    Responsibilities

    • Interface effectively with business leadership to articulate the transactional risk and leveraging possible mitigating instruments
    • Facilitate problem resolution and process optimization as it relates to risk platform interfaces and data quality
    • Deliver a commercial onboarding solution linking KYC, Credit, Terms, etc…
    • Effectively perform timely credit risk analysis on new and existing commercial customers as prompted by queuing structures or management direction leveraging multiple sources of data used in providing a recommended commercial credit limit
    • Provide deep dive customer analytics typically consisting of; multi source financial ratings matrix, company background, financial statement analysis, global AR exposure, credit limit recommendation, SWOT analysis, industry performance and summary of key events
    • Maintain high standards of data quality within the data sets for credit risk models and external reporting
    • Support seamless new client onboarding to the Operations team and meeting ongoing service level agreement requirements
    • Navigate effectively within multiple credit tools, receivable systems and internal processes to deliver accurate and timely credit risk recommendations
    • Ensure execution of the Industrial Risk policy and adherence to established delegation of authorities by the businesses and Operations
    • Other tasks assigned by Manager or applicable leadership

    Qualifications

    • Bachelor's degree or 5+ years equivalent experience
    • 5+ Years Financial Services experience across Risk Management and/or Finance
    • Industrial product knowledge, commercial risk management or lending
    • Understands commercial Risk Management techniques, concepts and business practices
    • High degree of comfort working with technology, systems of record, data warehouses and utilization of advanced reporting tools
    • Strong financial analysis knowledge and skills
    • Ability to work well individually and part of a team to meet tight deadlines and handle multiple projects/tasks
    • Ability to connect and engage with all levels in the business and appropriately flex communication style to suit these varying audiences
    • Proven track record in building trust and commitment within business & with stakeholders
    • Excellent PC skills (Excel & PowerPoint)
    • Strong interpersonal, problem solving, and analytical skills

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