The position of Credit Analyst is responsible for spreading, managing, analyzing and maintaining client financial information using Moody’s RiskAnalyst software and Bukers Taxanalalysis software packages in preparation for underwriting routine, difficult or complex commercial business and equipment loans, real estate secured loans, and SBA loans in compliance with the Bank’s lending policies and procedures.
The position may also participate in developing credit studies for the Loan Officers, Chief Credit Officer and other Executive Management and well as performing special financial statement analyses, typically involving complex and interlocking relationships. The position also renders assistance to lending officers on credit matters and loans involving unusual situations or requiring close scrutiny
These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.
Excellent organizational and time management skills.
Ability to work with minimal or no supervision while performing duties.
Current state issued driver’s license and a vehicle with appropriate insurance coverage if required to drive in the course of performing assigned duties and responsibilities.
The incumbent must be able to perform this position safely, without endangering the health or safety of others.